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Week 11, Fadhil's Blog #8 - Financial Ethics, Truth & Transparency.

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Hi guys, back with me again in Fadhil's weekly blog, um, in this week blog is quiet emotional because this would be my last blog for International Finance. However, to be really honest with you guys, I'm really happy that this weekly blog thing is done because it means that I'm finishing this course and will have my summer holiday! Okay, back with the main topic of this blog which is financial ethics (the topic that I learned in week 11), I'm going to talk about how important companies to run as an ethical business. As the opening, why ethical is required for companies in order for them to succeed? Is it because of the trend or it's just because to prevent legal actions? The answer to all of that questions is a yes although in reality it is more than that. So what do company get by doing business ethically? Well there are lots of benefits can be earned.  A company that shows environmental, their ethics and social responsibilities will gain customers loyalty or e...

Week 10, Fadhil's Blog #7 - Documentaries: Last Day of Lehmans Brothers

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Hi everyone! it's me again, Fadhil the blogger writer hope you not get bored of seeing this name over and over again. By the way, hope you enjoyed your easter holiday everyone! Where did you guys go? was it nice? did you get any bunnies or eggs!? anyways, for the holiday I only went to London for around 10 days with my friends right there just to feel the big city vibes since Newcastle you know, it's quite boring. Anyways! in today's weekly blog since I am ordered to make it following the TLP of the course, we going to talk about one of the documentaries which is the Lehmans Brothers. To be honest with you all, I don't even know who they are or what it is, but after I watched the movie, both of them have a quite interesting story. So first of all, Lehmans Brothers is a bank, fourth largest in America. However, on 15th September of 2008, the bank firm declared a surprise statement of declaring a bankruptcy with $619 Billion in debts. Just from that, the only thing I can ...

Week 9, Fadhil's Blog #6 - Merge & Acquire (M&A), Why Not!?

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"Another one" as the famous rapper DJ Khaled often says, well today is another Fadhil's blog and we goin' to talk about merge & acquisition which nowadays it is quite a popular topic for financial people to talks about. So, w hat is the purpose of merger and acquisitions? Why do companies do this? Is it that beneficial for the companies and shareholders?!  Does it makes the business stronger, widen customers and increase their revenue? First of all we need to know what this really is, M&A  is the area of corporate finances, management and strategy dealing with purchasing and/or joining with other companies. In a merger, two companies join forces to become a new business, usually with a new name or in some cases with the same name. Because the companies involved are typically of similar size, industry and stature, the term "merger of equals" is sometimes used. There are some common beneficial of M&A such as  Control over the market,  Employees an...

Week 8, Fadhil's Blog #5 - Factual Movies, Capitalism A Love Story.

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In this week blog, as I am told to do a reflection on one of financial movies from blackboard, I'm going to give a reflection on specific one which called "Capitalism A Love Story" which was created by legendary filmmaker Michael Moore. The movie is basically   shows how capitalism is not working most of American individuals who actively working and goes on to say all the problems with it. I first surprised by the result of his research of how it shows  1% of the richest have more than the bottom 95% combined, a system which claims to reward free enterprise but in fact rewards greed.  Amazing isn't it. I feel like these 1% of people can do anything with its power to control the 95%. In the documentary, Moore tries to examine of how the impact of corporate dominance on the everyday American lives under capitalism which somehow also reflect the rest of the world populations that are also under capitalists.  So what is capitalism exactly? from research I found out th...

Week 7, Fadhil's Blog #4 - Capital Structure, Giving Our Business or Owing Money? Maybe Both.

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Hey everyone, I hope you had a great weekend because I did! Back with me again Fadhil as all we know, in today's blog Im going to talk about capital structure which basically means how a business/organisation fund their operations. This week topic is quite important and interesting especially for me personally due to the fact that I wanted to become an entrepreneur which meaning I will create my own business. Since creating a business is not easy and require lots of money, there are many ways for us to fund our business plan that includes debt and equity issues.  However, source will always be needed by the business and the costs would be the offering, since we all know that in the financial world the profit or return of investment is always uncertain for investors. What is cost of capital or COC, According to HBR (2015), cost of capital can be defined as the amount of return that the funders of a business expect by providing the capital.  Usually, the most c...

Week 6, Fadhil's Blog #3 - Bernard Madoff A Legendary Ponzi Scheme Mastermind.

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Having a great weekend with my friends then I remember about making a weekly blog which kinda ruin everything but yeah.... alright. Anyways, back with Fadhil's weekly blog, this week I am going to talk about a legendary "financial criminal" Bernard Madoff. By the way, do you remember your parents telling you not to take something from strangers because it can be dangerous for us and we need to be smarter? It is obvious tho if someone gave you free or offer you at really cheap price of something that we need, it is hard for us to reject right? However, for the smarter ones, they tends to ask to the person that give them free stuffs about "what do they want?" and "is there anything they wanted from us that is bad for us?". Well this thing is related to  the world of finance and investment, we have to be the smart ones, that could not be persuaded easily by others with negative intention.   A bit of Madoff background, he is... 79 years old, like wow ...

Week 5, Fadhil's Blog #2 - Documentaries: Olympus FRAUD!?

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In this week famous Fadhil's blog, we goin' to talk about the popular Japanese photography company Olympus, which in 2011 it was very famous due to its scandal of fraud that the makes the company loss around $1.7 Billion. Amazing isn't it? That much loss of money that goes into individuals pocket, they must be very rich now I must say. The main question about this case is that,   Does telling the truth worth the risk to take? Yes, definitely! But for several groups of individuals this is probably a not sure question. But it is obvious that nowadays telling the truth is a hard thing to do and not many people wants to take the risk. However, in my opinion, telling the truth is still the right thing to do and it will wroth the risk. Although, we need to take the risk more carefully and full of awareness like playing a chess since we know that others are also playing mind games, thus we need to be careful of people around us.   In today's business world, I only can see p...